Mr. Yogesh Santosh Dutonde

Insurance

CHOOSE YOUR OWN PLANS HERE


Finding the best term insurance plan is an impertinent necessity for an individual who has dependents or a family. It is a proven fact that the best term insurance offers the most ‘value for money’s proposition. It is the most basic form of life insurance, in which a fixed amount guaranteed is paid out in the event of the life assured's death. There is no maturity benefit if the life insured dies during the policy term.

Health insurance is a type of insurance that pays for medical expenses incurred as a result of an illness. These costs could be related to hospitalisation, medication, or doctor consultation fees.

Benefits of a best health insurance plan:

  • Financial Security
  • Domiciliary treatment
  • Free health check-up
  • Tax benefits
  • Coverage against critical illness

Section 54 EC of the Income Tax Act of 1961 states that an investor is exempt from paying tax on long-term capital gains arising from the sale of any asset if the capital gains are invested in certain specified bonds.

A fixed deposit is a financial investment instrument offered by banks and non-bank financial companies in which investors can deposit money and earn a higher rate of interest than a standard savings account.

It is a trust that collects funds from a group of investors who have a common investment goal. The money is then invested in stocks, bonds, money market instruments, and/or other securities. Each investor owns units, which are a portion of the fund's holdings. After deducting expenses, the income/gains generated by this collective investment are distributed proportionately among the investor.

A pension plan is a type of retirement plan in which an employer contributes to a pool of funds set aside for a worker's future benefit. The pool of funds is invested on behalf of the employee, and the earnings from the investments provide income to the worker upon retirement

Sovereign Gold Bonds (SGBs) are the perfect alternative to investment in physical gold. With these bonds, you can enjoy capital appreciation and also earn interest every year. These bonds, issued by the Indian government, also eliminate several risks associated with physical gold.

MOTOR INSURANCE is concerned with insurance coverage for the loss or damage caused to an automobile or its parts as a result of natural and man-made disasters. It provides accident coverage for individual vehicle owners while driving, as well as passengers and THIRD-PARTY legal liability.

A guaranteed investment plan is a provision of an insurance company that guarantees a rate of return in exchange for keeping a deposit for a set period of time.